How do I get an EHIC (European Health Insurance Card)?

The quickest and easiest way is to apply online. Your card will normally arrive within seven days. Some people can only apply for an EHIC by post but this method will take longer.

• To apply by phone, call 0845 606 2030.
• To apply by post, get a form from your local post office. Send the completed form to EHIC Applications, PO Box 1114, Newcastle upon Tyne, NE99 2TL.

For information, see Applying and renewing your EHIC. There is no charge for an EHIC.

Does each person need their own card?

Yes. You can apply for more than one EHIC at the same time. You can apply for EHICs for:

• yourself,
• your partner, and
• any children under 18 who are in full-time education.

When you apply, you’ll need to provide these details for each person:

• National Insurance number or NHS number (CHI in Scotland or Health and Care Number in Northern Ireland),
• first names and surname (family name), and
• date of birth.

If you’re under 16, your parent or guardian will need to apply for you.

Where can I use an EHIC?

The EHIC is valid when you temporarily visit a country in the EEA (European Economic Area) or Switzerland, e.g. for a holiday or a business trip. For more information, go to Which countries offer reduced cost or free medical treatment for visitors from the UK?
Different rules apply if you’re moving abroad to live, work or study. See What services can I get through the NHS if I move abroad?

What treatment does an EHIC cover?

The EHIC entitles you to state-provided medical treatment at reduced cost or sometimes free, if you become ill or have an accident during your stay.
The EHIC also covers:

• treatment for long-term and existing illnesses, such as dialysis for kidney disease, and
• routine maternity care.

Each country’s healthcare system is slightly different so your EHIC may not cover everything that would be free on the NHS. Many countries expect patients to pay towards their treatment. You may be able to claim the money back in the other country or when you return to the UK.
Private treatment is not covered by the EHIC. Neither are privately run services. For example, some state-run hospitals in other countries have private ambulance services.
The EHIC does not cover going abroad for planned medical treatmentor to give birth to your baby. For more information, see Going abroad for planned treatment.

Renewing your EHIC

Your EHIC will be valid for up to five years. You need to apply for a new EHIC before the expiry date. You can renew your EHIC up to six months before the expiry date.
The quickest way to renew your EHIC is online. You can also renew it by phone or post, as described above, but this takes longer.

About HSA Insurance

HSA is Health Savings Account. Health Savings Account or HSA is a bank account which owns special tax benefits. This can be used in conjunction with specifically planned health insurance plans. It is available to anybody in the United States who takes part in a high deductible health care plan.

In this plan, people are permitted to pose a percentage of their pre-tax income into an interest bearing account for the only use of health care expenses. Several people can be complicated to administrate and keep these plans, but in commonly these plans are fiscally responsible for several people.

HSA has qualification that a person must be enrolled in a high deductible health plan. These users prefer to shelter a percentage of their income in the case of a medical emergency. Their sum of tax savings can be significant. This Health savings account lets its users to roll over the total in the account from year to year.
The health savings account money does not have to be as accurately calculated. HSA typically propose savings over a copay placed plan with lower total premiums and sum annual costs. If the policyholder requires the money, the health savings account will be there, accumulated overtime. These accounts encourage small business owners to supply health insurance for themselves and their employees. The self employed often enjoy health insurance with only extremely limited coverage and high deductibles. Placed on that, The Health Savings Accounts are really beneficial for them.

In HSA, health care providers can be switched. You too can exchange health care plans without any penalization. It means you can keep your money. You can use funds in these accounts to buy any items related to medical expense without paying income tax, social security or Medicare tax on money spent. Your money in HSA will rise with untaxed. This has the potential to keep thousands of dollars on members taxes every year. If you want to remove your funds before age 65(waved for death or disability), you will get 10% tax penalization. If you remove your account after age 65, your funds will be taxed as normal income.
Fund in HSA account can be spent to pay for any medical expenses, vision expenses and permitted dental expenses. These funds too can be used to purchase securities, bonds, stocks or other investments depending on the account service officer. All earnings from this are interest free.

HSA accounts are proposed by most local banks. But the benefits of those accounts are frequently not as good as online only account offerings. They have no fees over 3000 dollars in account. They have a fine rank structure. They permit trading with TD Waterhouse inside the account.

Bao Viet Health insurance

Comprehensive health care according to international health standards would not be out of reach your dreams. Health insurance provides a high quality of life, giving you absolute peace of mind whether you anywhere

Attend senior health insurance benefits you will have the following:

- Main benefits: inpatient treatment and emergency
- Additional benefits (to be purchased with major interests) include: outpatient care, dental care, maternity care, personal accident.
Specifically as follows:

I. Main benefits

Inpatient treatment and emergency expenses include:
- Cost of hospitalization
- Cost of medical examination before and after hospitalization
- Costs of surgery
- Cost of organ transplants
- Emergency Treatment
- Shipping of medical emergency and repatriation
- Inpatient treatment for diseases associated with acute psychosis
- Hospitalisation Benefit

II. Additional Benefits

- Outpatient treatment: Cost of medical examination, testing, diagnostics, medical equipment, pre-medicine, physical therapy doctor’s prescription list
- Dental care: regular dental care and dental care special (self-insurance 20%), dentures (50% self-insurance)
- Pregnancy: normal birth, birth complications and difficult
- The exemption generally: Participants can choose the level normally free of charge to be reduced
- Personal accident